Is it important to buy a personal accident insurance?

Do you plan your personal financial?
Do you mean saving money?
Yes it can be.
I spend all of my money for living cost. But I also set aside for insurance.
What insurance do you buy?
Personal accident insurance.
Is it important to buy a personal accident insurance?
I think so for me, since I work as a taxi driver, so I have more risks for an accident.
I see. How much is the premium?
I must pay $20 monthly.
Do you trust the insurance company?
Yes, I do. Some of my relatives got their compensation when they got accident.
Is it complicated to settle the claim?
As long as you complete all of the documents needed, I think the insurance will pay you.

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