A : Hi what’s going on!
B : Good! Thanks, how about you?
A : Good! Where are you working now?
B : At shoes factory. But I’m trying to find another job.
A : Really? Why?
B : You know? I’ve been working there for more than 6 years, but I can’t even buy a house.
A : But do you like the job? the people?
B :Yes of course. The place is nice and the people are too.
A : Well, if you like the job and the work place, I suggest that you apply a loan for a house.
B : But applying for loan is tedious and complicated, isn’t it?
A : Absolutely not. But you must consider three things.
B : What are they?
A : Interest rate, bank reputation, and loan term. Choose the bank with the best service with
the lowest interest!
B : Oh it’s such a good idea! Thanks a lot!
A : Do you plan your personal financial?
B : Do you mean saving money?
A : Yes it can be.
B : Hmm…I spend all of my money for living cost. But I also set aside for insurance.
A : What insurance do you buy?
B : Personal accident insurance.
A : Is it important to buy a personal accident insurance?
B : I think so for me, since I work as a taxi driver, so I have more risks for an accident.
A : I see. How much is the premium?
B : I must pay Rp. 200.000,- monthly.
A : Do you trust the insurance company?
B : Yes Ido. Some of my relatives got their compensation when they got accident.
A : Is it complicated to settle the claim?
B : As long as you complete all of the documents needed, I think the insurance will pay you.